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sider some things whether the student loan consolidation is a good option for you right now:,[link widoczny dla zalogowanych]
1. What is the rate of interest on the student loans?
Loan consolidation rates differ greatly. The negative part is you can lose a low interest rate you presently have as the debt consolidation loan won't give you the minimum rate possible. Besides,[link widoczny dla zalogowanych], juggling various interest rates can make no sense. In case you can lock in a single low that you may be comfortable with,[link widoczny dla zalogowanych], you should go for it.
2. Do you have federal or private student loans now?
It is easier when the student loans consolidation takes in all federal loans. Actually,[link widoczny dla zalogowanych], the private student loan is not very easy to unite and will need more research to locate loan consolidation services.
3. Do you struggle with making the present monthly payment on the student loans?
Depending upon your area it could be very hard to locate a job in the current recession. In case you struggle to land a good job you will work a part time job where you hardly get enough income to put it towards the student loan repayment. It is where the student loans consolidation is the perfect solution. And you don't want to place yourself in a case where you start working a job that you hate only to pay your bills.
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